Friday, November 13, 2009

Will an apple a day keep the doctor away?

Are apples the secret to a long life?
An apple a day can reduce the risk of diabetes, high blood pressure and many types of cancer. But would you be able to avoid the doctor entirely just by eating a bunch of the forbidden fruit? Not likely. Various studies show health benefits when participants eat an apple between three and five times a week, but all ailments cannot be cured by diet alone.

Are other fruits just as good for you as apples? Sure. All fruits are loaded with nutrients that are building blocks to good health. Bananas are loaded with potassium, which is important for a healthy heart and proper muscle function. Blackberries are loaded with fiber, and strawberries contain vitamin C and fiber.

Like cranberries, blueberries help prevent and fight urinary tract infections. They're also a bit tastier than cranberries, which most people only enjoy when combined with plenty of added sugar. Apricots, fresh or dried, are high in beta-carotene.

When choosing drinks, apple juice barely makes the top 10. Pomegranate juice, wine and purple grape juice are high in antioxidants, with apple juice in the tenth spot, right behind tea. One of the things that makes apples so incredibly healthy is the amount of fiber they contain, but that's lost during juicing.

If all fruits are nutritional powerhouses, why are apples the only one to be included in the folklore? At the time the adage emerged, apples were easy to grow (and still are). Once harvested, they could remain in storage for nearly a year. Recent studies have shown that, unlike many fruits and vegetables, the nutritional benefits of apples remain relatively stable as long as 200 days after harvest .

While an apple a day will go a long way toward keeping the doctor away, most nutritionists recommend a varied diet. In addition to apples, fill your shopping cart with citrus fruits, tropical treats like mangos, and a variety of berries, which pack a nutritional punch. Eating several servings of a varied selection of fruits each day is truly the best way to keep the doctor away.

Thursday, November 12, 2009

How to Trade in Stock Market

BASIC TECHNICAL ANALYSIS ON STOCK TRADING
The best time to think of purchasing the stocks is the time when you have the basic technical knowledge of stocks dealing and is able to analyse the market accordingly. Technical Analysis (TA) , helps you to determine when to buy the particular stocks and what can be the suitable period of time for the dealing. There are several good reputed schools/ institutions offering the study of TA but the basics apply to all of them . We do not expect you to become a professional overnight  as TA requires considerable study and pactice with committment and concentration- but knowing just the basics can be profitable to you and can improve your returns and can even save you from financial disasters of which one of the basic reason is knowing nothing about the stocks and yet dealing in it(pople can fool you around if you will not be knowing even the basics )

MOVING AVERAGES
Following are few facts and practises of stocks dealings, that would be acting like one of the guiding forces in stock dealing.

50 DMA (Day Moving Average) is the average price of a stock for the past 50 days plotted on a chart. A 200 DMA is the average price of a stock for the past 200 days plotted on a chart. A rising stock will have rising 50 and 200 DMAs, with the 50 DMA above the 200 DMA. Conversely, a declining stock will have declining 50 and 200 DMAs, with the 50 DMA below the 200 DMA.

Rising stocks generally stay above the rising 50 DMA, or close to it. Conversely, declining stocks stay below the declining 50 DMA.

Bottom fishing (buying stocks that are down a lot) on the premise that the market is wrong and you know better is the amateur’s strategy that on balance produces disastrous results. It makes more sense to go with the trend by buying rising stocks while avoiding (or shorting) the declining ones.
Golden Cross

When a declining stock reverses and starts back up, the rising 50 DMA crosses above the 200 DMA – generally, a bullish sign.

Trend Lines
Stocks don’t move in a straight line, nor are their moves sporadic. They are either in an uptrend (going up) or in a downtrend (going down). A trendline is established by drawing a line through three separate highs or lows on a chart. The upper band is called resistance; the lower band is called support.
A stock trading between support and resistance is in the trading range.
Some stocks have long neat trendlines. Those that have multiple short trendlines going in all directions are said to have a broken chart.

As we all know the future of the stocks in uncertaion , every once in a while stock breaks out of trading range by moving either higher (breakout)or lower(breakdown). A breakout indicates the beginning of a new trend of importance, some may either fail and a resumption of advance after the initial brekout is called follow through.After breakout, a stock can run for a few days before pulling back. A pullback is healthy as long as the stock does not undercut the previous low. Although each successive move higher increases the downside risk and reduces the upside potential, some traders chase the stock – i.e. buy it in a rapid runup.
Recognizable chart patterns that indicate that a stock is about to make a move of significance are called setups.

A stock making new highs is a bullish sign. Sometimes a stock may pull back before the close, printing an NCH (New Closing High).

Thinly traded stocks (stocks trading less than several hundred thousand shares a day) often experience a shakeout – a sudden intraday drop in price that fully recovers by the end of the day. The move shakes out weak hands – traders who don’t have the stomach for wild fluctuations and sell in a panic. Some of these moves are orchestrated specifically for the purpose of shaking out the weak hands in order to buy their shares cheaply; others are the result of traders’ herd mentality – following each other’s closely watched moves. A person who sells in a shakeout and then buys back higher is said to be whipsawed.

A stock staging an unsustainable rise at the end of a run that looks almost vertical is said to go into a parabolic rise. A stock that has a big one-day fall that violates a major trendline is said to be broken.

3 Open Enrollment Tips

WITH ALL THAT'S going on in the market, it would be nice to think you could leave your health care on autopilot — but you'd be wrong. This October, as usual, 158 million American workers will have to make seemingly small but ultimately crucial decisions, as corporate America shifts more of its $537 billion health care burden onto workers. "People need to be more thoughtful about their choice than in the past several years," says Jay Savan, a principal with the professional-services firm Towers Perrin — especially if they don't want to get stuck with hefty bills. Some tips on being choosy:

Watch for hidden costs

Read the fine print: One trend Savan expects to see grow is surcharges — sometimes as high as $150 each month — for employees who opt to cover a spouse or child who could get benefits elsewhere. And the consultancy Mercer Health & Benefits estimates that 25 percent of large employers will offer prescription-drug plans that make employees pay a portion of drug costs instead of a simple copay. That'll sting if you're on, say, a $14,000 cancer drug.

Snag incentives

Being healthy can be good for a lot more than your waistline. In 2007 almost one in four large companies offered workers incentives for healthy behavior, a trend experts say will mushroom in 2009. Alexander Domaszewicz, a principal at Mercer, says he's seen perks such as lower deductibles and even a month of benefits for healthy decisions like losing weight. Don't lie, though: "That's like stealing from the company," Domaszewicz says, and can be a fireable offense.

Don't fear health-savings accounts

With caps on out-of-pocket costs and coverage for most preventive screenings, these plans can be a good deal, especially for the very sick or for very healthy consumers looking to sock away pretax funds. Balance the huge amount you'll save in premium costs against your exposure, Savan says. Many insurers' Web sites can help evaluate various plans.